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Compare over 37 Whole Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Pittsburgh, PA Whole Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
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Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Whole Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Whole Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Whole Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Whole Life Insurance rates from all the providers in Pittsburgh, PA. Get started in under 15 minutes.
All your Whole Life Insurance needs in one place.
Looking for whole life insurance? We've got you covered. PolicyHub makes it easy to find the best whole life insurance policy for you and your family. Whether you need traditional, single-premium, limited-payment, or variable whole life insurance, you'll find the best rates right here at PolicyHub.
Traditional whole life insurance provides a guaranteed death benefit, fixed premiums and a cash value component that grows over time. It's ideal for those seeking lifelong coverage with consistent payments. Single-premium whole life insurance requires a lump-sum payment upfront in exchange for a guaranteed death benefit. This policy suits those who have a large sum of money they wish to convert into a life insurance policy quickly.
Limited-payment whole life insurance allows policyholders to pay off their policy over a set period of time, after which no further premiums are due, but the coverage continues for life. Variable whole life insurance offers a death benefit and a cash value component that can be invested in sub-accounts, similar to mutual funds. This policy is suitable for those comfortable with investment risk, seeking potential for cash value growth.
Save time and get the best Whole Life Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Whole Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Whole Life Insurance agent.
Roy Stephens
Whole life insurance agent
Roy Stephens is a whole life insurance agent licensed in your state.
Mark Sidway
Whole life insurance agent
Mark Sidway is a whole life insurance agent licensed in your state.
Cale Reeves
Whole life insurance agent
Cale Reeves is a whole life insurance agent licensed in your state.
"I was searching for Whole Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Whole Life Insurance in Pittsburgh, PA.
Frequent Questions...
In Pittsburgh, PA, whole life insurance is a valuable option to consider because it offers you a lifetime of protection. It also provides a death benefit that can help ensure financial security for your family and loved ones in the event of your untimely passing. Whole life insurance also serves to build cash value, which can be a gateway for supplemental savings that you can use in the future for an array of different needs. In addition, it offers flexible premiums that can adjust to changing financial obligations throughout your life.
Are warfare actions excluded by whole life insurance companies in Pittsburgh?
Whole life insurance coverage in Pittsburgh, PA, includes acts of war that occur away from home as long as they meet certain requirements. The life insurance company must have officially declared war for the given policy to be applicable. Nevertheless, war-related activities may not be covered if the person is serving in active duty. It's important to understand the fine details of one’s policy to determine if acts of war are excluded. Generally, life insurance policies in Pittsburgh are not affected by acts of war, however, it is a good idea to check with the insurance provider prior to signing the policy.
How do dividends function in a whole life insurance policy Pittsburgh?
In Pittsburgh, dividends from whole life insurance policies are distributed by the insurer as a reward to policyholders for their investment in the company. Generally, the amounts of the dividends are based on investments and interest earnings that have exceeded the insurers' expectations. The policyholder may use projected dividends to reduce their yearly premium payments or can be used to buy additional life insurance coverage. Dividends can also be used to purchase annuities or be taken as a cash payment as part of the policy's surrender value.
Is whole life insurance near Pittsburgh a wise investment?
Whole life insurance can be a great investment for Pittsburgh, PA residents to consider. In addition to providing life insurance protection, it can also provide tax-deferred cash-value growth potential, in addition to possible dividends. Additionally, by establishing a life insurance policy, Pittsburgh residents can leverage the tax deferment benefits of the policy to accumulate additional wealth and plan for their long-term goals. With this being said, the right kind of life insurance policy should be tailored to each individual’s financial situation and goals.
Can I modify the payment schedule with a whole life insurance company Pittsburgh?
Yes, you can customize the payment plan for your whole life policy in the Pittsburgh, PA area. Depending on your financial situation, some insurance carriers offer a payment plan with flexible payment structures such as single payments, installment payments, or variable payments. There are even certain insurers that specialize in offering payment plans with user-friendly features like rate discounts with loyalty or enrollment in autopay. Before deciding on a payment plan, be sure to review the details that meet your unique needs and consult a financial advisor.
In Pittsburgh, PA, one of the best ways to maximize the cash value of your whole life insurance is to consider pairing it with a policy from an independent financial advisor who can provide personalized advice about the amount of coverage you may need. Working with a qualified independent financial advisor can help you determine if the cash value of your whole life insurance policy is in line with your goals and provide you with opportunities to invest the cash value wisely. Additionally, many people in the Pittsburgh area are eligible for tax advantages through whole life insurance policies, which can provide added value to your policy.
Can I borrow funds against my whole life insurance policies near Pittsburgh?
In Pittsburgh, PA, you may be able to borrow money from your whole life insurance policy through a loan against your policy. Depending on the type of policy you have and the requirements of your insurer, you may be able to borrow up to the surrender value of the policy. Additionally, you will need to pay interest on the loan, and any unpaid loan amount and interest could be deducted from the death benefit proceeds. Therefore, it is important to consider the implications of taking out a loan against your whole life insurance policy before making a decision.
How can whole life insurance in Pittsburgh assist in estate planning?
Whole life insurance policies can be an effective tool in estate planning for residents of Pittsburgh, PA. By providing a death benefit to the beneficiary of the policy, a whole life insurance policy can help to offset taxes or other liabilities associated with an estate; because the death benefit is not subject to estate tax, it can provide a secure financial resource to heirs. Additionally, the cash value portion of the policy allows for the funds to be used for liquidity during times of duress, either in reference to estate planning or other areas of personal finance.
What if I miss a premium payment for a Pittsburgh whole life insurance policy?
If you are in Pittsburgh, PA and skip a payment for your whole life insurance policy, you may be subject to a lapsed policy. This means the policy will no longer be valid and you will be unable to make further premium payments. Your insurance company will likely notify you of the lapse and you may have a chance to pay the arrearage and reinstate the policy. Otherwise, you will have to reapply for a new policy and will not have any coverage for the lapse period.
Is there an age cap for availing Pittsburgh whole life insurance company?
In the state of Pennsylvania, purchasers of whole life insurance must be 18 years or older. Additionally, since Pittsburgh is a major metropolitan area, policies may be available to customers up to age 70 or possibly beyond, depending on the insurance company. In other words, depending on individual circumstances, age limits can vary when it comes to buying whole life insurance in Pittsburgh.
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