Compare over 37 Whole Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Tempe, AZ Whole Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Whole Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Whole Life Insurance rates just released!
Get the latest Whole Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Whole Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Whole Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Whole Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Whole Life Insurance rates from all the providers in Tempe, AZ. Get started in under 15 minutes.
All your Whole Life Insurance needs in one place.
Looking for whole life insurance? We've got you covered. PolicyHub makes it easy to find the best whole life insurance policy for you and your family. Whether you need traditional, single-premium, limited-payment, or variable whole life insurance, you'll find the best rates right here at PolicyHub.
Traditional whole life insurance provides a guaranteed death benefit, fixed premiums and a cash value component that grows over time. It's ideal for those seeking lifelong coverage with consistent payments. Single-premium whole life insurance requires a lump-sum payment upfront in exchange for a guaranteed death benefit. This policy suits those who have a large sum of money they wish to convert into a life insurance policy quickly.
Limited-payment whole life insurance allows policyholders to pay off their policy over a set period of time, after which no further premiums are due, but the coverage continues for life. Variable whole life insurance offers a death benefit and a cash value component that can be invested in sub-accounts, similar to mutual funds. This policy is suitable for those comfortable with investment risk, seeking potential for cash value growth.
Save time and get the best Whole Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Whole Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Whole Life Insurance agent.
Roy Stephens
Whole life insurance agent
Roy Stephens is a whole life insurance agent licensed in your state.
Mark Sidway
Whole life insurance agent
Mark Sidway is a whole life insurance agent licensed in your state.
Cale Reeves
Whole life insurance agent
Cale Reeves is a whole life insurance agent licensed in your state.
"I was searching for Whole Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Whole Life Insurance in Tempe, AZ.
Frequent Questions...
Whole life insurance in Tempe, AZ does not include an expiration date; it is designed to last throughout the life of the insured. Whole life insurance policies from Tempe-based insurers generally do not need to be renewed, and provide a permanent solution for the protection of your loved ones. Benefits are paid to beneficiaries, regardless of when the insured passes away, offering financial stability and peace of mind.
Is international demise covered by whole life insurance companies in Tempe?
Yes, whole life insurance typically includes coverage for international deaths. That being said, the specifics of this coverage, such as eligible deaths for which the insurance applies, may vary from policy to policy. To learn more about how this coverage may be able to help you and your family in Tempe, AZ, it is recommended that you contact a reputable insurance provider to discuss the details of the policies available to you.
How do dividends function in a whole life insurance policy Tempe?
Whole life insurance policies have the benefit of often paying out dividends to policyholders. These dividends represent a portion of the company's profits, and policyholders in Tempe, AZ should know that they may be eligible to receive dividends related to their policies. Generally, you can use dividends to offset the cost of premiums; they can also be applied in cash or assigned to the policy to purchase additional paid-up life insurance, increase cash value, or simply kept in a bank account. This flexibility of dividends can make it a great way to build a cash reserve while still maintaining policy coverage.
Is it possible to convert my term policy to whole life insurance near Tempe?
Absolutely, if you are a resident of Tempe, AZ, you can upgrade to a whole life policy. Whole life insurance policies have a higher premium than term-life policies, but they also provide a guaranteed death benefit, along with cash value growth and access to loans. They are also permanent policies, meaning you wonβt have to renew the policy on a yearly or bi-yearly basis like a term policy. Upgrading your term policy to whole life can be a great way to secure your long-term security and financial wellbeing.
Can a whole life insurance company Tempe enhance my policy with riders?
Yes, you can add riders to a whole life insurance policy, like those offered in Tempe, AZ. Depending on the rider type, they can modify the policy to be tailored to a specific need for death benefit, accelerate the policy benefits for a terminal illness, provide an increased death benefit in the event of an accidental death, and much more. Many of these rider options are available at an additional cost, so it's important to discuss them with your agent to find the policy and rider combination that best fits your needs.
Whole life insurance provides guaranteed death benefit protection and cash value accumulation in Tempe, AZ. Your death benefit is guaranteed to pay to your beneficiaries, no matter when you may pass away. You also are guaranteed to receive tax-deferred growth and pay no surrender charges or fees as long as you have the Tempe, AZ-based insurance policy. Policyholders can also access their cash value to meet their financial needs while they are still living, such as college tuition and medical expenses.
Can I take a loan against my policy's cash value with whole life insurance policies near Tempe?
Absolutely. In Tempe, AZ there are a number of lenders who specialize in offering loans against the cash value of whole life insurance policies. These loans are typically available in varying amounts, and may be used for various different reasons, such as purchasing a car, paying for a new home, taking a much needed vacation, managing business investments, or covering tuition and fees. Some lenders may also offer zero interest rates.
Are payouts from whole life insurance in Tempe subject to taxation?
Whether the benefits from a whole life insurance policy in Tempe, AZ are taxable will depend upon the specifics of the policy and the issuing insurance company. Generally, if the policy was purchased with post-tax dollars, the death benefit will be tax-free. If the policy was purchased with pre-tax dollars, the death benefit may be subject to federal income tax. In addition, cash value growth in the policy may also be taxable, depending upon the withdrawal frequency and any other fees that may be associated with the policy.
What if I miss a premium payment for a Tempe whole life insurance policy?
Generally, if you skip a premium payment on your permanent life insurance policy in Tempe, AZ, you risk forfeiting your death benefit, unless otherwise stated in your policy. Depending on your insurer, your policy may lapse or become inactive. If this happens, your policy may be reinstated, but you may have to pay past due premiums and late fees. It's important to talk to your insurance provider if you're struggling to make premium payments or if you miss a payment. Your agent can discuss any applicable grace periods or reinstatement options that may be available to you in Tempe, AZ.
Does tobacco consumption impact rates with a Tempe whole life insurance company?
Smokers can expect to pay higher rates for whole life insurance in Tempe, AZ due to the associated health risks. As such, smokers should expect to pay hundreds of dollars more each month than a nonsmoker for coverage. In addition to receiving higher premiums, smokers may also have to undergo additional screenings before they are approved for a policy. Companies in Tempe, AZ, want to ensure they cover healthy people and not those with an increased risk of major health issues due to smoking.
Compare Tempe, AZ Whole Life Insurance Policies
Get started today and compare over 37 Whole Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved