Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Aberdeen, SD Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Aberdeen, SD. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Aberdeen, SD.
Frequent Questions...
Variable life insurance is a type of insurance policy offered in Aberdeen, SD which allows the policyholder to build their own unique coverage and investment portfolio. With this type of policy, the policyholder is able to manage their own investments and determine the amount of death benefit that they will receive in the event of their death. As the policy is linked to an investment portfolio, the death benefit may either increase or decrease depending on the performance of the investments. Therefore, variable life insurance is suitable for individuals who are comfortable with managing their own investments and desire a greater degree of control over their death benefit.
Can I use my variable life insurance quotes in Aberdeen as collateral?
Yes, in Aberdeen, SD, variable life insurance can be used as collateral for a loan. It's important to understand that variable life insurance cash value may fluctuate with market performance, as this will affect your ability to use the policy as collateral. Therefore, before using a variable life insurance policy as collateral for a loan, consider speaking with a financial advisor in Aberdeen, SD to determine if it's the right decision for you. Be sure to review the details of the policy with the insurer that issued it, and make sure you understand any fees or interest associated with the loan before proceeding.
Can I withdraw or borrow from a variable life insurance policy Aberdeen?
With a variable life insurance policy, you may be able to withdraw or borrow from the cash value only if the policy is issued in the state of South Dakota. If your variable life insurance policy is issued in Aberdeen, SD, be aware that regulations may vary from state-to-state and ensure you fully understand your policy before you make any decisions. To learn more about how you may be able to access the cash value of your policy in Aberdeen, contact your local financial advisor or a representative from your insurance carrier.
How transparent is the investment performance of variable life insurance near Aberdeen?
At Aberdeen, SD, we work hard to provide our clients with information about the performance of their investments with regards to variable life insurance. We are dedicated to providing transparency, allowing our clients to make confident decisions for their portfolios. We are happy to provide our clients with overviews, reports, strategies, and other insights detailing the performance of their investments so that they feel well informed and secure. This commitment to transparency and our client-centered approach helps us provide our customers with the best service and products to reach their financial goals.
How does a variable life insurance quote Aberdeen handle dividends?
When it comes to variable life insurance in Aberdeen, SD, dividends are treated differently than other types of insurance. Dividends represent the excess profits of the company, and the policyholder can choose to receive them in cash or apply them as a premium payment to lower the overall cost of the policy. They can also apply the dividends as an additional benefit, such as increasing the death benefit or extending the maturity date of the policy. Dividends can also be โreinvestedโ in the policy to purchase additional shares of a variable life insurance separate account fund.
Buying variable life insurance in Aberdeen, SD, is generally available to residents of the area regardless of their age. If you elect to purchase variable life insurance, you will be asked to provide documentation to show that you are over 18 years old. As with any other type of insurance, however, certain restrictions may apply depending on the type of policy you wish to purchase and the type of coverage you wish to receive. Your insurance provider should be able to provide you with more information about the age requirements for coverage.
Can I upgrade variable life insurance policies near Aberdeen to another policy type?
In Aberdeen, SD, the answer to whether you can upgrade your variable life insurance to another type of policy is yes. The team at your local insurance office will be able to assess your current policy and determine if there is an opportunity to switch to another type of coverage. Depending on the length and terms of your original policy, you may qualify for a different life insurance plan, such as renewable term life insurance, whole life insurance, or universal life insurance. Before you make any decisions, make sure to speak with a licensed insurance professional to ensure you are obtaining the most optimal policy for your needs.
Can I change investment options for variable life insurance in Aberdeen without tax effects?
In Aberdeen, SD, it is possible to switch between investment options without tax implications if the investments are held in a traditional or Roth IRA account. Such accounts offer individuals the freedom to switch among a variety of options without incurring a tax penalty. It is important to keep in mind, however, that each IRA holder with specific investment goals should consult their tax adviser before making such changes. Additionally, the individual should consider the possible risks and fees associated with each of the investment choices. If you have further questions, please contact a financial professional at Aberdeen-based firm.
Is my Aberdeen variable life insurance policy considered permanent life insurance?
Variable life insurance is indeed a type of permanent life insurance, though there are differences between them. Here in Aberdeen, South Dakota, variable life insurance is particularly useful for those who want more control over their investments. While it does come with an investment component, it also provides a death benefit to protect your family in the event of your passing. Variable life insurance can be used in conjunction with other types of insurance, such as disability, to provide a comprehensive and well-rounded protection plan for you and your family.
Do I get dividends from my Aberdeen variable life insurance company?
In Aberdeen, SD, you may be eligible to receive dividends from the investments within your variable life insurance policy. To know for sure, it's best to consult with a qualified financial professional. They will be able to confirm if you're eligible for any dividends, and also provide advice on how to manage your policy for best results, including strategies for ensuring you receive the maximum amount of dividends from your insurance investments. Additionally, the financial professional can review the different types of investments associated with your specific policy to further ensure you are maximizing your returns.
Compare Aberdeen, SD Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved