Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Aberdeen, WA Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Aberdeen, WA. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Aberdeen, WA.
Frequent Questions...
Residents of Aberdeen, WA who are looking for accessible, flexible life insurance should consider purchasing variable life insurance. Variable life insurance policies allow the insured to tailor their policy to meet their needs and goals while offering death benefit protection, along with potential tax-deferred cash values and access to their funds through policy loans. This type of insurance is ideal for those looking for long-term accumulation and investment, or who have uncertainties regarding future cash flow needs. Variable life insurance is designed to grow in value over time and can offer portfolio flexibility depending on the policyholder’s investment choices.
Can I use my variable life insurance quotes in Aberdeen as collateral?
Although variable life insurance can be used as collateral for a loan in many cases, loan applicants in Aberdeen, WA should always check with their specific lender to verify if this is allowed. Generally, lenders in the Aberdeen area view any type of life insurance policy as strong collateral. Therefore, if a potential borrower in Aberdeen has a variable life insurance policy and they are considering it as collateral for a loan, they should speak with their lender to ensure the policy is approved as suitable collateral and to understand any limitations or stipulations that may apply.
What are the tax aspects of a variable life insurance policy Aberdeen?
Tax implications of variable life insurance can vary depending on your location, including in Aberdeen, WA. Variable life insurance can provide tax free death benefits to your beneficiaries while enabling you to invest through a tax-deferred savings account that will grow with income tax-free until you withdraw it. Any money withdrawn is subject to the same rules as other life insurance policies. If funds are withdrawn before reaching age 59 ½, there may be a 10% penalty for distributions along with income taxes being imposed. Additionally, income earned from the account is also subject to income tax.
Is there a death benefit guarantee with variable life insurance near Aberdeen?
In Aberdeen, WA, variable life insurance does not guarantee a death benefit. Instead, the death benefit of a variable life insurance policy is linked to the investment performance of the policy and is subject to market volatility. Therefore, the death benefit amount may vary within the life of the policy depending on the performance of the underlying investments. However, if the death benefit exceeds the policy's cash surrender value, the policy's beneficiaries are guaranteed to receive the higher death benefit.
What are the surrender fees for a variable life insurance quote Aberdeen?
Surrender charges vary by product and provider for variable life insurance in Aberdeen, WA. Generally, they are higher in the early years and slowly decrease or completely disappear over time. You should check with your insurance provider in Aberdeen for specific charges and terms associated with your variable life insurance policy. The Financial Industry Regulatory Authority (FINRA) suggests that customers ask questions, check documents, and always shop around for the best coverage that fits their individual needs.
In Aberdeen, WA, variable life insurance provides many important benefits including the ability to choose from a wide variety of investment options, the flexibility to adjust your policy at any time according to your changing needs, and significant tax advantages over other types of life insurance. Additionally, there is potential to accumulate cash values, which are invested in an underlying portfolio, and can be used to supplement retirement income or left to provide a death benefit to your beneficiaries.
Do variable life insurance policies near Aberdeen provide guarantees on returns?
In Aberdeen, WA, variable life insurance offers the security of death benefit protection, along with potential for future growth. While there are no guarantees on returns, there are guarantees that guarantee fixed premiums and policy values that are determined by your particular investments. Variable life insurance is a great way to diversify your portfolio and take the risk out of investing for your future.
How can I monitor performance of my variable life insurance in Aberdeen?
People in Aberdeen, WA who are interested in tracking the performance of their variable life insurance can access guidance from a qualified financial advisor. They can also take advantage of the tools and resources available online from many leading financial firms. For example, at Aberdeen-based company, they can access their personal financial dashboard and tools that allow investors to review their returns over time and compare the performance of their investments to the overall market. Additionally, the company provides sound advice and market updates to their clients, helping them make informed decisions with their investments.
Is my Aberdeen variable life insurance policy considered permanent life insurance?
Variable life insurance is indeed one type of permanent life insurance. In Aberdeen, WA, residents may opt for variable life insurance as a permanent policy option to consider if they are looking to insure their families' financial future and have accumulated wealth to protect over their treasured lifetime. Variable life insurance is an intriguing choice as it has the potential to provide lasting financial returns, access to cash value, and flexible premiums, all of which meet the needs of many individuals and families living in Aberdeen, WA.
Do I get dividends from my Aberdeen variable life insurance company?
In Aberdeen, WA, variable life insurance policies may offer the option to invest in securities, such as stocks and bonds, that generate dividends. Depending on the policy terms, dividends may be credited to policyholders' accounts that can be used to purchase additional life insurance or annuity benefits or which may remain in the policy. Policyholders should consult the specific terms of their policy to determine whether dividends are credited to their policy and what options are available for those dividends.
Compare Aberdeen, WA Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved