Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Dublin, OH Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Dublin, OH. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Dublin, OH.
Frequent Questions...
A variable life insurance policy issued in Dublin, OH typically entails a permanent life insurance policy with an investment component. This component allows the policyholder to diversify their investments across various funds like stocks, bonds, and money market funds that are offered by the insurer. The policyholder has the ability to select the fund type, such as an exchange-traded or non-exchange-traded fund option, and the amount they would like to invest in each fund.
Do variable life insurance quotes in Dublin come with a cash surrender value?
Yes, variable life insurance policies in Dublin, OH typically come with a cash surrender value. With a variable life insurance policy, you'll also have the potential to earn more value from the appreciation of your account values (in addition to the death benefit). So depending on how the policy has performed, you can generally anticipate getting a higher cash surrender value back than the total of the premiums you've paid.
How does the cash value work for a variable life insurance policy Dublin?
Variable Life Insurance is a specialized life insurance policy that contains both an insurance component and a cash value component. In Dublin, Ohio, the cash value component works by allowing policyholders to pay premiums beyond the minimum amount and use the extra funds to build up the policyβs cash value. This money can then be used to supplement retirement, help pay college tuition, or provide additional financial security for loved ones. In addition, policyholders may also be able to borrow against the cash value for supplemental income, without penalty.
Is there a death benefit guarantee with variable life insurance near Dublin?
Variable life insurance is a form of coverage available within the Dublin, OH market, but it does not guarantee a death benefit. The death benefit associated with this type of insurance will vary depending on the performance of the investments included in the policy. Therefore, without the consistent performance of the investments, the death benefit may not be equal to the amount of the initial investment. If you would like to guarantee a death benefit, you might look at options such as whole life insurance or indexed universal life insurance.
Is there a minimum guaranteed return with a variable life insurance quote Dublin?
Variable life insurance can be a great way to grow wealth over time for those living in Dublin, OH. However, it should be noted that the return on this policy is not guaranteed. While the insurance company will guarantee a minimum death benefit and cash value, there is no guarantee of a minimum guaranteed return. Ultimately, policyholders who opt for a variable life insurance policy should be aware that their policy performance is subject to stock market fluctuations and other economic factors.
The death benefit of an investment in Dublin, OH is largely based on the performance of said investment. The rate of return from the investment will determine the pick-up of the death benefit, with higher returns delivering a higher death benefit sum. Depending on the type of investment, individuals may also be able to gain a tax benefit by investing in a product with death benefits. Ultimately, it is important to consult with a financial professional to assess the investment opportunities available and to determine which is best suited for each individual's needs.
Can I upgrade variable life insurance policies near Dublin to another policy type?
Yes, you can upgrade your variable life insurance to another type of policy in Dublin, Ohio. You can contact the Life Insurance Division at the Office of Ohio Insurance to learn more about which types of insurance are available in the area. Additionally, you may want to reach out to a local life insurance agent in the region to discuss your options and potentially get a quote for a new policy. Furthermore, it may be beneficial to review the coverage and benefits that your current policy provides to make sure that an upgrade is necessary and cost-effective.
Are management fees for variable life insurance in Dublin similar to mutual funds?
In Dublin, OH, the management fees for variable life insurance can vary and are usually comparable to the fees associated with regular mutual funds. When it comes to managing a variable life insurance policy, one must be sure to acquire insight on the different fees that may be associated with the policy. Knowing this information can make sure that the policyholder is getting the best value that they can when choosing a policy. Generally, much like with regular mutual funds, the fees for selecting and maintaining a policy will tend to depend mostly on the level of risk, the policy's performance, and the type of policy selected.
Is the cash value in my Dublin variable life insurance policy safe from creditors?
In Dublin, OH, variable life insurance typically offers cash accumulation values that are protected from creditors. As the beneficiary or primary insured policyholder of such a policy, you can usually count on the cash value of the policy being safe from creditors' claims. These protection provisions vary from state to state, however, so it is important to understand the legal and contractual implications of your policy before entering into a contract with an insurer. Additionally, it is worth noting that the cash value produced by variable life insurance is subject to taxation, like any other non-qualified income.
Does my Dublin variable life insurance company offer a grace period for premium payments?
In Dublin, OH, providers of variable life insurance may offer grace periods for premium payments. Your insurance provider should be able to provide specific information on their grace period policies, including the period of time available, fees potentially accrued during the grace period, as well as other details. If you are having trouble making payments, it is recommended to speak with your provider proactively as soon as possible to discuss payment options in order to best avoid negative impacts to your policy.
Compare Dublin, OH Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved