Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Fort Lewis, WA Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Fort Lewis, WA. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Fort Lewis, WA.
Frequent Questions...
Variable life insurance policies in Fort Lewis, WA are a unique type of life insurance that provide the policyholder with an account to invest in specific funds like annuities, mutual funds, and other investments. With these policies, you are able to increase or decrease the death benefit value depending on how well your investments do and this gives you the potential to earn more or less premium depending on the results.
With variable life insurance quotes in Fort Lewis, how is the beneficiary impacted by investment performance?
Beneficiaries of an investment at Fort Lewis, WA will be positively impacted by its performance. Increased returns from their investment can be used to cover expenses, pay off debt, and provide a buffer for times of financial strain. As an investment appreciation builds, the value of the investments goes up leading to more capital, which can be used to grow wealth even further. Additionally, beneficiaries of the investments may be able to use the capital gains to pay taxes on the investments, protecting and preserving these resources.
How does the cash value work for a variable life insurance policy Fort Lewis?
The cash value component of a variable life insurance policy works differently for Fort Lewis, WA customers than for customers in other states. This is because your policy's cash value is based on the performance of separate accounts options you choose, optimized for your specific goals, objectives, and risk tolerance. Your policy's cash value is held in a tax-advantaged investment vehicle, and it can be used for policy loans or withdrawals, or to supplement your retirement income. It may also be used to increase the death benefit of your policy, or to help you take advantage of other policy benefits, if applicable.
How often can I modify my investments in variable life insurance near Fort Lewis?
Fort Lewis residents can adjust their investment choices with variable life insurance as often as they want, depending on their individual goals and changing financial situation. Rates and fees can vary depending upon the specific company and product chosen, so be sure to review the agreement and speak with a financial expert when making changes to ensure that the policy continues to meet your needs. Additionally, you may want to check with their local Fort Lewis office to find out other area-specific guidelines that may affect investment choices.
How does a variable life insurance quote Fort Lewis handle dividends?
Dividend payments from variable life insurance policies can provide a range of benefits for customers in Fort Lewis, WA. Depending on their policy, dividends may be used to cover current policy costs and fees, reinvested to purchase additional death benefits, used to increase policy cash values, or withdrawn as cash. Policyholders may also decide to take a combination of these options. To avoid tax consequences, it is important to understand the specific details of your policy's dividend options. Additionally, consulting a financial professional about your policy can help you make the most informed decision about how to treat these payments.
For the residents of Fort Lewis, WA, the primary benefit of variable life insurance is the potential for growth. Variable life policies offer many potential investment options, allowing policyholders to not only protect themselves and their families, but to also grow their existing assets. These policies also offer the flexibility to access funds through policy loans, should the need arise. Furthermore, policyholders receive a minimum death benefit, regardless of the policy's investment performance, providing an additional layer of security to those who are insured.
Can I direct specific investment strategies for variable life insurance policies near Fort Lewis?
Yes, to an extent, the policyholder at Fort Lewis, WA can dictate specific investment strategies for the cash value. The policyholder has a certain amount of flexibility to direct the performance of their cash value to their particular financial needs, but there are limits as to how much influence they have. The investment options are typically limited, and the performance of the investments could be affected by market volatility, policy charges, and other factors beyond the control of the policyholder. Ultimately, the company that provides the policy must approve the specific investment strategies.
Does all variable life insurance in Fort Lewis offer the same investments?
No, not all variable life insurance policies offer the same investment options. Depending on the provider and policy specifics, investment options can vary significantly. For the Fort Lewis, Washington area, many providers may offer a diverse range of investment options, including mutual funds, stocks, bonds, and more. Some providers may also offer access to specialized funds, such as those tailored to retirement savings or veterans' benefits. It's important to research your specific investment needs, then find the policy that offers a range of options to meet them.
How liquid is the cash value of my Fort Lewis variable life insurance policy?
The specific liquidity of the cash value in a variable life insurance policy at Fort Lewis, WA will depend on the policy you purchase and the investment choices you make. Generally, these policies tend to offer some liquidity because you can borrow funds from the policy itself, although this may come with certain restrictions depending on your policy. Furthermore, the cash surrender value can usually be accessed if you decide to terminate the contract, although this will also depend on the provisions of your policy. Ultimately, the ability to access the cash value of a variable life insurance policy is dependent on the details of your specific plan.
Does my Fort Lewis variable life insurance company offer a grace period for premium payments?
At Fort Lewis, Washington, variable life insurance policies provide policyholders a grace period to make premium payments after the due date. The grace period for Fort Lewis policyholders is typically one month from the premium due date. During this time, the policy remains in effect and no late payment fees are assessed. If the premium payment is not received or payment arrangements are not made within the grace period, coverage may be terminated. It's important to note that the grace period is not an extension of credit – rather it is an opportunity for policyholders to make premium payments without incurring late fees.
Compare Fort Lewis, WA Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved