Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Greenville, SC Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Greenville, SC. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Greenville, SC.
Frequent Questions...
Variable life insurance policies in Greenville, SC provide consumers with the option to tailor their coverage and premiums to fit their specific needs. The premiums for a variable life policy are not locked in; rather, they are flexible and depend on the market performance of the underlying sub-accounts. Additionally, when the market does well, policy holders may even be able to reduce their premiums. As such, Greenville, SC consumers should assess their needs and determine if this type of policy is well-suited for their goals, lifestyle and financial means.
With variable life insurance quotes in Greenville, how is the beneficiary impacted by investment performance?
In Greenville, SC, beneficiaries of an investment will be affected by its performance in terms of the return on their assets. If the investment performs as expected, the beneficiary will receive an appropriate return on their investment, and be able to use the funds for any purpose that they see fit. However, if the investment does not perform to its intended level, the beneficiary may not receive the same return on their investment that was initially projected. Thus, it is important to consider the expected performance of an investment prior to investing, in order to maximize the benefit for the beneficiary.
How does the cash value work for a variable life insurance policy Greenville?
In Greenville, South Carolina, variable life insurance offers a cash value component that works similarly to other forms of permanent life insurance. Premium payments are partially allocated to an account value, and the policyholder can access the cash value through partial or full surrenders, or through loans against the policy’s value. The cash accumulates on a tax-deferred basis and earns an interest rate set by the policy insurer.
Is there a death benefit guarantee with variable life insurance near Greenville?
Yes, there are a variety of guaranteed death benefits with variable life insurance in Greenville, SC. Variable life insurance is flexible, customizable, and includes the added protection of death benefits. If the insured person passes away while covered under the policy, the death benefit is usually set for a predetermined amount, or one that the insurer and insured agree to beforehand, and is generally tax-free to the beneficiaries. This type of insurance can provide additional security that no matter what the losses or gains may be, a family will be taken care of if an insured family member passes away.
How does a variable life insurance quote Greenville handle dividends?
In Greenville, South Carolina, the dividends associated with variable life insurance policies are treated as additional funding for the policy. This means that the additional funds can be used to buy more insurance, pay out the cash value, extend the policy's premium payment periods, or be used to purchase additional investment options with potential higher returns than those already in the policy. All of these options can be adjusted as your needs change over the life of the policy. Ultimately, the dividends can provide you with some financial flexibility to use the policy to reach your goals sooner.
The death benefit available to individuals investing in Greenville, SC will vary depending on the performance of the underlying investments. Generally, the death benefit amount is derived from the amount of the initial investment and the current market value of the assets held by the investor. Therefore, if the stock or bonds held as part of the investor's portfolio increase in value, then the death benefit amount could also be expected to increase. Conversely, if the investments have declining values then the death benefit amount could be expected to decrease.
Can I direct specific investment strategies for variable life insurance policies near Greenville?
In Greenville, SC, policyholders are able to determine the investment strategies and tactics employed with the cash value of their policy, either by selecting individual investments or allowing the insurer to manage the account. Many policyholders take a hands on approach and actively analyze the performance of investments to ensure their policy is providing the highest return. However, policyholders can also passively manage the account by allowing the insurer to permanently select an appropriate portfolio mix. This approach tends to be less time consuming and risky due to the insurer’s expertise in managing the policy’s cash value.
Can I change investment options for variable life insurance in Greenville without tax effects?
Yes, it is possible to switch between investment options without triggering any tax implications in Greenville, SC. Under the Internal Revenue Code, no taxes are due on the sale of securities (stocks, bonds, or mutual funds) as long as they are held in a non-retirement, taxable brokerage account. In addition, as long as no wash sale rule applies, switching between investment options in the same or similar asset classes is not considered a taxable event.
Can I use my Greenville variable life insurance policy for retirement savings?
Yes, variable life insurance can be used as a retirement savings vehicle in Greenville, SC. If you are looking for increased earning potential, you may find the variable life insurance policies available from providers in Greenville to be a desirable option. These policies offer the potential for greater returns than other traditional retirement instruments, making them an attractive proposition for those wanting to increase their savings for retirement. In addition, policies offer tax-deferred growth of earnings and death benefit protection can help ensure that you are able to provide for yourself and your family even into retirement.
Can I convert from term life insurance with a Greenville variable life insurance company?
Yes, it is possible to convert a term life insurance policy to a variable life insurance policy, and in Greenville, SC there are many options available. Life insurance providers such as Prudential, American Family Insurance, State Farm, and MetLife all offer variable life insurance policies to meet any need. When converting a term life policy, it often makes sense to work with your existing provider as they will have important information already on hand and may offer the best terms. Additionally, speaking with a financial professional may help you decide which policy type can best meet your individual needs.
Compare Greenville, SC Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved