Taking too long? Close loading screen.
Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Kansas City, KS Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Kansas City, KS. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
 |
Option 1 | Option 2 | ||
|---|---|---|---|---|
| 100% Digital | ||||
| Licensed Agents | ||||
| Expert Support | ||||
| Get Started in 15 minutes | ||||
| Decades of Experience | ||||
| Compare 37+ Providers | ||||
| Zero Hidden Costs | ||||
| Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Kansas City, KS.
Frequent Questions...
Individuals in Kansas City, KS who want to diversify their financial portfolio and take advantage of potential growth opportunities through their life insurance policy may want to consider purchasing variable life insurance. Variable life insurance allows policy holders to invest a portion of their cash value in different types of underlying investments, like stocks and mutual funds, so their death benefit can increase or decrease based on market performance. This can provide an additional retirement income that your beneficiaries can receive tax-free. In addition, it offers flexible premiums and death benefit amounts with potential tax advantages.
Can I cancel my policy after getting variable life insurance quotes in Kansas City?
In Kansas City, KS, you can absolutely cancel your variable life insurance policy. It is important that you understand the process and know your rights. You can contact your insurance company and request to cancel the policy in writing, or in some cases the cancellation can be done verbally. You may be entitled to a refund of any premiums paid, but this will depend upon the company and the particular policy. You should also be aware that if you cancel your policy prior to the end of the term, you may incur a surrender charge and this could reduce your refund amount.
Can I withdraw or borrow from a variable life insurance policy Kansas City?
In Kansas City, KS, you can usually withdraw or borrow from your cash value of a variable life insurance policy. To get started, it’s important to check with your policy provider and learn about your specific withdrawal and loan limits. It’s also important to remember that when you make a withdrawal or a loan from the cash value, you could reduce the death benefit and the cash value of your policy, as well as potentially incur charges or loss of certain policy benefits.
How transparent is the investment performance of variable life insurance near Kansas City?
In Kansas City, KS, transparency in the investment performance of variable life insurance is paramount. Variable life insurance holders in this area need to have access to up-to-date performance figures and easy-to-understand information that clearly illustrates how their policy is performing. Fortunately, Kansas City has many highly-regarded investment advisors who specialize in variable life insurance, guaranteeing transparency and accuracy of performance evaluations. As a result, policyholders in Kansas City can feel sure that their investments in variable life insurance will be kept up to date and monitored for the best possible return on their investments.
What are the surrender fees for a variable life insurance quote Kansas City?
In Kansas City, KS, the surrender charges for variable life insurance vary based on the policyholder's age. Generally, surrender charges for policies with a surrender period greater than 10 years may be up to 10% of the account's value if the policyholder is under the age of 55 and 7% if the policyholder is over the age of 55. However, the exact amount of the surrender charge depends on the individual insurance company and the policy. Therefore, before purchasing a policy it's vital to carefully read the terms and conditions to gain a full understanding of the charges associated with the policy.
Variable life insurance may be suitable for short-term coverage needs in the Kansas City, KS area, but it is highly recommended that Kansas City residents first contact a local, reputable life insurance provider. A reputable provider will be able to assess the individual's personal needs and recommend the best type of life insurance policy to meet those needs. Variable life insurance can be beneficial as it offers a death benefit, cash value builds up, and may offer tax advantages.
How flexible are premium payments for variable life insurance policies near Kansas City?
In Kansas City, KS, policyholders of variable life insurance have considerable flexibility when it comes to their premium payments. Premiums can be increased, decreased or even stopped and restarted at any time, depending on one's individual needs and financial resources. Furthermore, variable life insurance policies offer continuing premium options, which can help policyholders maintain their coverage without disruption if their financial resources become temporarily constrained. By taking advantage of flexible payment options, variable life insurance customers in Kansas City, KS can use their policies to help prepare for the future, no matter what their financial situation may be.
How can I monitor performance of my variable life insurance in Kansas City?
To track the investment performance of your variable life insurance in Kansas City, KS, research the best financial advisors in the area. Financial advisors can help investors access reports that track their financial performance over time and can offer invaluable guidance to understand how past performance can project into the future. Utilizing such guidance can help you make informed decisions and create a plan of action that takes all your goals into account.
How does my Kansas City variable life insurance policy handle loan interest?
In Kansas City, KS, the policy loan interest for variable life insurance is treated as additional cash value, which affects the amount available for withdrawals, loan repayments and policy surrenders. As policy loan interest accumulates and is included in the cash value, life insurance coverage may decrease and the loan balance may increase. Additional interest typically continues to accrue until the loan is paid off. It is important to explore various coverage and loan repayment options available to ensure a policy owner's personal financial objectives are met in the long run.
Can I convert from term life insurance with a Kansas City variable life insurance company?
In Kansas City, KS, it is possible to convert your current term life insurance policy into a variable life insurance policy. To do this, you will need to contact your insurance provider to discuss the specifics of the conversion. They will want to discuss your current coverage requirements, your budget, and other factors that may influence the process. Additionally, you may have to pay fees associated with the conversion including administrative, transfer, and annual fees. Ultimately, your provider will be able to provide you with more detailed information on the requirements for conversion, and the amount of time it will take to complete the process.
Compare Kansas City, KS Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved
