Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Laconia, NH Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Laconia, NH. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Laconia, NH.
Frequent Questions...
Variable life insurance, offered in Laconia, NH is a type of life insurance policy that offers holders the flexibility to choose from a range of investment funds. By investing in stocks, bonds and/or money market funds, you are able to customize your policy to meet your life and retirement goals. The policy does contain a death benefit component, but also offers potentially attractive investment results based on the performance of the underlying investments you choose.
With variable life insurance quotes in Laconia, how is the beneficiary impacted by investment performance?
In Laconia, NH, the beneficiary of an investment can be greatly affected by its performance. It is important to weigh the potential benefits and risks associated with each investment before committing funds. When the investment performs well, beneficiaries gain access to additional funds, which can be used for lifestyle enhancements, additional savings, or long-term investments. When the investment performs below expectations, the beneficiary may end up losing some or all of the invested capital. Regardless, Laconia's premier financial advisors are dedicated to helping beneficiaries make informed decisions so they can reach their financial goals.
With a variable life insurance policy Laconia, can I decide where my premiums are invested?
Yes, you may choose where your premiums are invested with variable life insurance if you are in Laconia, NH. There are several different options when it comes to investing premium dollars, allowing you to customize your policy to meet your needs. These investments may include stocks, bonds, money market accounts, and/or mutual funds. Each of these investments can help you reach your financial goals, such as accumulating retirement income or creating a college fund for your children. Working with a knowledgeable and experienced agent can help you find the best investment option for your specific situation.
How often can I modify my investments in variable life insurance near Laconia?
In Laconia, NH, you have the flexibility to change your investment choices with a variable life insurance policy as often as you need to. Your policy will assign you a financial representative who can assist you in monitoring, making, and updating your investment selections as your financial goals and needs change. This representative can also provide you with insight into capital markets and latest industry trends, as well as offer personalized strategies to help you maximize your life insurance policy’s returns. Furthermore, you can consult your financial representative before making any investment decisions in order to ensure that investments are suitable for you.
What happens if my variable life insurance quote Laconia underperforms?
If you live in Laconia, NH, and you're concerned about your chosen investments performing poorly, you can take advantage of the personalized investment advice offered by many financial advisors in the area. They can provide customized recommendations for how to protect your investments against potential losses and suggest ways to take advantage of cyclical markets. Additionally, the staff at the local credit unions and banks can provide you with additional resources to help you make more informed decisions about your investments.
Variable life insurance can be a wonderful option for individuals in Laconia, NH looking for short-term coverage needs. This type of policy is designed to provide policyholders with an opportunity to increase their cash value which may be turned into cash withdrawals, loans, and policy dividends. As life's needs change over time, variable life insurance is a sound way to ensure your temporary coverage needs are met, while giving you the flexibility to grow your policy’s cash value in a tax-deferred way.
How flexible are premium payments for variable life insurance policies near Laconia?
In Laconia, NH, you're offered the flexibility of premium payments in variable life insurance. Depending on your financial situation, you can make payments on a monthly, quarterly, semi-annually, or annually basis. Many policies allow you to pay the premium only when funds are available and even let you adjust the payment amount when needed. If you're looking for more payment flexibility, you can contact your financial representative who can discuss payment options available to you.
How regularly should I check my variable life insurance in Laconia?
Reviewing your variable life insurance policy in Laconia, NH is an important activity to ensure it remains effective for your current needs. Generally, it is recommended to review your policy annually to make sure there have been no changes to the benefits, coverage or fees. Keeping up-to-date on your policy is also critical if there are any major changes in your life, such as a marriage or the birth of a child, to ensure those changes are accurately reflected in your policy.
How liquid is the cash value of my Laconia variable life insurance policy?
The cash value of a variable life insurance policy depends on the age and the health of the policyholder and the policy's specifics, as well as the options available in the particular Laconia, NH area. Generally, the cash component of a variable life insurance policy is liquid and can be accessed through surrendering the policy or borrowing against the cash value. However, given the wide variety of conditions that can affect the liquidity of a policy, it is best to speak with a certified professional to determine the best solution for your specific case.
How do loans affect death benefits with my Laconia variable life insurance company?
Policy loans taken out with a variable life insurance policy in Laconia, NH generally diminish the remaining death benefit as the outstanding loan balance must be paid back prior to the policyholder's beneficiaries being paid the death benefit. For example, if the policyholder has taken out multiple loans that exceed the amount of the cash value of the policy, then the beneficiaries may not receive any of the death benefit.
Compare Laconia, NH Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved