Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Lawrence, MA Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Lawrence, MA. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Lawrence, MA.
Frequent Questions...
Lawrence, MA residents who are looking for a policy with customizable features to meet their changing needs may want to consider purchasing variable life insurance. Variable life insurance offers the benefit of flexible premiums and the ability to choose investments for the policy, which can offer greater returns long term. It also generally has a death benefit that can be used for final expenses, a loved one's education, or other financial goals. Additionally, it's a good option for anyone wanting added control over their insurance investments and coverage.
Are there early withdrawal penalties for variable life insurance quotes in Lawrence?
Early withdrawal from a cash value in Lawrence, MA can result in several penalties depending on the nature of the transaction. Depending on the plan, for example, there may be withdrawal charges, out of pocket expenses, or reduced returns. If withdrew early before the stated maturity date, you may also incur the loss of value in the cash value due to the sale of the securities that were initially purchased. It is best to consult your financial advisor before early withdrawal to learn about any applicable penalties that may come with the decision.
What potential risks are there with a variable life insurance policy Lawrence?
Lawrence, MA residents considering variable life insurance should be aware of the potential risks before making a commitment. This type of life insurance offers the potential of higher returns, but carries additional risks due to the stock market performance being a determining factor. It also comes with other potential drawbacks including higher premiums than other forms of life insurance, potential issues with policy loans, and death benefits that can be reduced if the investments of the policy underperform. Lawrence, MA residents should research their life insurance needs thoroughly before deciding on a variable life policy.
How transparent is the investment performance of variable life insurance near Lawrence?
Lawrence, MA residents can expect a clear, transparent view of their investment performance in variable life insurance. The company they choose should be able to clearly explain their process for evaluating, selecting and monitoring underlying investments and will typically provide quarterly or semi-annual performance and/or asset allocation reports to policyowners. Additionally, they should be willing to provide detailed commentary on the performance of the sub-accounts that make up the policy and any changes that may have occurred.
Is there a minimum guaranteed return with a variable life insurance quote Lawrence?
Variable life insurance in Lawrence, MA offers the potential for higher returns than typical investment options due to its ability to help investors access both high-risk investments as well as those with lower volatility. However, it is important to note that there is no absolute guarantee of a return as potential returns and losses may vary. That said, variable life insurance can provide the peace of mind of a guaranteed minimum death benefit as well as access to potential rewards based on positive investment performance.
Variable life insurance could be suitable for Lawrence, MA residents with short-term coverage needs. This type of insurance is designed to offer tailored protection along with investment opportunities; it allows beneficiaries to select mutual funds or equities to invest in. Your premium payments are split between an insurance fee and an investment option, with possible tax benefits. For a short-term need, a variable life insurance policy can provide the security of knowing that you are investing in your future. The policyholder can also decide at any point to cash in their policy with the accumulated capital and interest.
How flexible are premium payments for variable life insurance policies near Lawrence?
Lawrence, MA residents have the flexibility to tailor their variable life insurance premium payments. Many companies offer flexible payment options that can be tailored to your monthly income and cash flow situation. You can choose to make a single annual payment, semi-annual payments, quarterly payments, or monthly payments. In some cases, you may also be able to pay through an automatic monthly withdrawal. To learn more about the specific premium payment options available to you in Lawrence, MA, reach out to your life insurance provider for assistance.
How can I monitor performance of my variable life insurance in Lawrence?
Lawrence, MA residents can access reliable local knowledge to quickly and accurately track the performance of their variable life insurance investment. The Lawrence Department of Insurance provides experienced advisors to assist and guide individuals through the process. Additionally, the Lawrence Investment Club offers exclusive resources and direct access to financial professionals who can provide deep insight into portfolios, investments, and even provide tailored tracking solutions specific to variable life insurance investments. If further assistance is required, the Lawrence Investment Club also offers a variety of classes and seminars to help individuals gain further understanding of their investments and their return on investments.
Can I use my Lawrence variable life insurance policy for retirement savings?
Yes, Lawrence, MA, residents can use variable life insurance as a retirement savings vehicle. Variable life policies have tax-advantaged cash values that can be held in an investment account. The account performance will depend on the investments chosen by the policy holder, which can include securities such as stocks, bonds, mutual funds, and more. Variable life policies also offer protection against the stock markets and protection from creditors. Additionally, policy holders are able to take out loans against the cash value of these policies.
What's the typical duration of terms with a Lawrence variable life insurance company?
The typical duration of a variable life insurance policy depends on the policyholder's needs and goals in Lawrence, MA. Variable life insurance is flexible and customizable, so the policyholder can decide when they would like to lengthen or shorten their policy's duration based on their financial situation. A typical policy holder in Lawrence, MA would likely choose to keep the policy for decades due to the long term benefits it provides. In addition, if the policyholder has family members in the area, they may choose to extend the policy to provide additional protection in their absence.
Compare Lawrence, MA Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved