Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Pleasant View, UT Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Pleasant View, UT. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Pleasant View, UT.
Frequent Questions...
A variable life insurance policy in Pleasant View, UT is made up of a few core components. Firstly, death benefits and living benefits are two of the primary pieces, with the first offering funds to the beneficiaries of the policy upon the owner's passing and the second providing available resources to the policy owner should the need arise. Secondly, a policy owner must make regular payments into the policy and specify the sum that will be paid out upon death or other beneficiary-based events.
Do variable life insurance quotes in Pleasant View come with a cash surrender value?
Yes, variable life insurance policies typically have a cash surrender value, depending on the policy. In Pleasant View, UT, policyholders can usually access the cash surrender value after a certain number of years — usually at least five — and the amount will depend on the policy's total premiums paid and the performance of the policy's underlying investments. The cash surrender value can be used to cover policy premiums or to access the money at the policyholder's discretion.
With a variable life insurance policy Pleasant View, can I decide where my premiums are invested?
Yes, if you live in Pleasant View, Utah you have the option to choose where your premiums are invested with a variable life insurance policy. Variable life insurance provides access to professionally managed accounts that offer a variety of investment options, and you can actively manage your policy by allocating investment dollars to the account while remaining in control. With reasonable minimums and no commissions, these investments can be tailored to meet your personal financial goals, with an eye towards long-term growth and satisfaction.
Is there a death benefit guarantee with variable life insurance near Pleasant View?
Yes, if you live in Pleasant View, Utah, you can rest assured that a death benefit is guaranteed with variable life insurance. This type of insurance can provide you with death benefits tax-free*, making it a great vehicle for transferring wealth. Additionally, Pleasant View residents can benefit from special features, riders, and additional coverage that may be available with variable life insurance plans, which can help you and your family stay financially secure in the event of an unexpected death. *Tax laws are subject to change.
How does a variable life insurance quote Pleasant View handle dividends?
In Pleasant View, UT, variable life insurance policyholders may benefit from dividends that are paid out by the insurer. Dividends are typically treated as a return of premium and policyholders may choose to receive it in one of three forms. They can take their dividends in cash, use them to purchase additional insurance units or decrease their premium payments. Additionally, they can use the dividends to increase the death benefit or utilize them to pay their policy fees and charges applicable to the coverage.
Variable life insurance may not be the best option for short-term coverage needs in Pleasant View, UT. Generally, this type of policy has more flexibility than a traditional life insurance policy, allowing policyholders to manage their investments within the policy while also benefitting from tax advantages. The downside to using it for short-term coverage needs is that the value of the policy can change over time, meaning the amount of coverage could be less than the amount needed during a critical time. Therefore, customers in Pleasant View, UT should consider other alternatives to provide the most comprehensive coverage for their short-term needs.
Can I upgrade variable life insurance policies near Pleasant View to another policy type?
Absolutely, residents of Pleasant View, UT can upgrade their variable life insurance policy to another type of policy. While the process depends on the types of policies you're upgrading from and to, in all cases, you should first evaluate your current plan and research other options available. Our team can help you determine the best fit for your needs as well as advise you on the consequences of switching such as surrender charges or cancellation fees. To get started, contact one of our agents for a complimentary policy review and to address any questions you have about the upgrade process.
Can I change investment options for variable life insurance in Pleasant View without tax effects?
Yes, you can switch between investment options without tax implications at Pleasant View, UT. Depending on the type of investment vehicle you choose, there may be certain limitations and restrictions, however, those should be outlined before you make the switch so that you can be aware of any potential tax implications. Keep in mind that taxes can differ between investment vehicles, so it is important to consult with a certified financial planner before making a decision. Ultimately, making the right investment decision for your needs should be based on understanding potential tax implications thoroughly.
Can I use my Pleasant View variable life insurance policy for retirement savings?
In Pleasant View, UT, variable life insurance can indeed be used as a retirement savings vehicle. Variable life insurance is a form of permanent life insurance with an investment component that allows the policyholder to adjust their death benefit. The benefits of utilizing such an insurance plan for retirement savings include tax-deferred growth potential, access to professional money managers, and death benefit protection. Not only does the policy provide coverage for the policy-holder, but it also accrues additional cash value for the beneficiaries upon the policy-holder's death.
Do I get dividends from my Pleasant View variable life insurance company?
It depends on the type of variable life insurance you have purchased in Pleasant View, UT. Dividends can be available with some policies, such as whole life and variable universal life policies. If you have a variable life insurance policy, you may receive periodic payments or bonuses in the form of dividends. However, dividends are not guaranteed and depend on the insurance company's investment performance. It is important to speak with your current insurance provider to understand the details of your particular policy, such as whether dividends are included in the policy language.
Compare Pleasant View, UT Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved