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Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Burlingame, CA Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
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With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Burlingame, CA. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
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Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Burlingame, CA.
Frequent Questions...
Variable life insurance is an insurance policy designed to give policyholders a unique set of death benefits depending on their portfolio's performance in Burlingame, CA. The policy's death benefits and bonuses are determined by a policyholder's portfolio performance, as opposed to the traditional set of benefits supplied with whole life insurance. Life insurance premiums are generally lower with variable life insurance, since its flexible death benefit allows policyholders to adjust their life insurance to their individual financial situation. Additionally, the policyholder has more control over their investments, so they can tailor their investment strategy to their precise financial objectives.
Do variable life insurance quotes in Burlingame come with a cash surrender value?
Variable life insurance policies sold in Burlingame, CA have a cash surrender value equivalent to the lesser of the policy’s net cash value or the premiums paid (whichever is greater). This means that policyholders in Burlingame can access the accrued cash value of their variable life insurance policy at any time during the life of the policy. Generally, any available cash value may be subject to surrender fees and loan interest when withdrawn. Policyholders in Burlingame should discuss the specific details of their policy with their insurer to get an exact understanding of their available cash value and any applicable fees.
With a variable life insurance policy Burlingame, can I decide where my premiums are invested?
Yes, you can choose where your premiums are invested with variable life insurance in Burlingame, CA. You can allocate funds in a variety of investments, including stocks, bonds, and mutual funds. The selections of investments are wide and varied, providing you with the ability to formulate a portfolio that best meets your needs and preferences. Working with a financial advisor in Burlingame, CA can help you understand the various investment options available and develop a custom investment portfolio that will help you to reach your long-term financial goals.
How transparent is the investment performance of variable life insurance near Burlingame?
Investment performance transparency in variable life insurance is critical in understanding the level of security associated with your policy. At Burlingame Financial, we provide our clients the most up-to-date information on the performance of their investments, giving them the insight they need to make smart and informed decisions when it comes to their life insurance policy. We strive to ensure that our clients in the Burlingame area have access to comprehensive performance information that answers all their questions and helps them feel secure in their decision to invest in variable life insurance.
Can I include riders in my variable life insurance quote Burlingame?
Yes, you can add riders to your variable life insurance policy in Burlingame, CA. A rider is an amendment or inclusion to an insurance policy that provides an additional layer of protection. It could be an extra death benefit payment or a disability clause. Typically, riders can be added to your policy during the application process, or after the policy has begun. When considering riders, make sure you weigh the extra cost of the rider with the extra protection it will provide and its overall value to you.
While age restrictions may vary from state to state, in California, anyone over the age of 18 can purchase variable life insurance in Burlingame. Although, life insurance companies may consider your age, health status, and occupation when setting premium costs, age restrictions should not be a problem. So, if you are 18 years of age or older and live in Burlingame, you are welcome to look into variable life insurance, and insurance companies should happily provide you with a quote.
How flexible are premium payments for variable life insurance policies near Burlingame?
Variable life insurance in Burlingame, CA is incredibly flexible when it comes to premium payments. The payments are adjustable, so they are able to change depending on your financial situation and other life events. Instead of committing to a fixed premium payment, you can increase, decrease, skip, or pay multiple payments depending on your current circumstances. Additionally, you may be able to take a loan against available cash value inside the policy which can help you adjust payments if you are unable to make them. Ultimately, with variable life insurance, you are able to adjust your payments to best meet your financial situation.
How can I monitor performance of my variable life insurance in Burlingame?
Residents of Burlingame, CA interested in tracking the investment performance of their variable life insurance can benefit from the services offered by the nearby Ropes Wealth Advisors. Ropes Wealth Advisors employ financial advisers who are knowledgeable in tracking the performance of variable life insurance investments. They have experience working with clients in the Burlingame area and craft custom financial plans to meet their individual needs. Their financial professionals understand the variable life insurance product and can provide guidance on selection and management of investments.
How does my Burlingame variable life insurance policy handle loan interest?
In Burlingame, CA, when a policy loan is taken out on a variable life insurance policy, the interest that is charged on the loan is typically treated like dividend income for tax purposes. This means that the interest that is charged on a policy loan can generally be withdrawn and will be treated as non-taxable income, up to the amount of the regular premium payments that would have been otherwise owed. Ultimately, policy holders should use a qualified professional to determine how the policy loan interest should be treated in order to comply with tax requirements.
Do I get dividends from my Burlingame variable life insurance company?
Depending on the nature of your variable life insurance policy in Burlingame, CA, you may be able to receive dividends on your investments. Life insurance policies have different structures from one provider to the next, so it is important to review your policy to understand your specific dividend options. It is possible that you may have access to dividends from some of the investment options within your variable life insurance policy, so it is worth looking into.
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