Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Parkland, FL Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Parkland, FL. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Parkland, FL.
Frequent Questions...
Variable life insurance in Parkland, FL is an insurance policy where the death benefit and cash value of the policy can vary based on the performance of underlying investment options. This type of policy allows policyholders to have more control and options to diversify their investments while providing them with life insurance coverage. Variable policies also allow policyholders to purchase additional insurance as their needs change, or decrease payments as their financial situation requires.
Do variable life insurance quotes in Parkland come with a cash surrender value?
Yes, variable life insurance policies typically have a cash surrender value in Parkland, FL. This value changes over time and depends on the performance of the investment portion of the policy. This cash surrender value may be available to the policyholder after the policy has been in force for a certain period of time and all premiums have been paid. It is important to note that the cash surrender value, if any, may be less than the amount of premium paid.
What are the tax aspects of a variable life insurance policy Parkland?
Residents of Parkland, Florida should be aware of the tax implications in relation to variable life insurance. Generally speaking, any death benefit received is typically tax-free, while any gains from investments in volatile stock markets do carry potential taxable gains. It's important to consider the long-term financial implications and potential opportunities of variable life insurance in Parkland, Florida, taking account of federal taxes, state taxes, as well as local and county taxes that may apply. Become informed and seek qualified professional guidance before making any decisions.
What fees are there with variable life insurance near Parkland?
The fees associated with variable life insurance in Parkland, FL can vary depending on the company and the type of policy you purchase. Generally speaking, you can expect to pay annual service fees, administrative fees, sales or surrender charges, and a mortality and expense risk charge. However, these fees may be offset by returns on the policyโs performance-based investments. It is also important to consider the ongoing costs of any variable life insurance policy you are interested in, such as policy or rider charges, premium taxes, and any ongoing fees.
How does a variable life insurance quote Parkland handle dividends?
In Parkland, FL, dividends on variable life insurance policies are treated as credits to the policyholder's sum insured, which can increase the death benefit or reduce the premium. Additionally, policyholders are able to choose how the dividends are used; depending on their financial needs, they may elect to have them used as additional smoking or saved for future use. Dividends may also provide policyholders with more flexibility when deciding how to pay the insurance premium, allowing them to make payments either on a lump sum or monthly basis.
The death benefit of an investment in Parkland, FL may vary depending on its performance. Generally, the death benefit of an investment is based on the amount of money contributed as well as any returns made on the amount invested. If the investment does not increase in value over time, then the death benefit amount will remain the same, regardless of performance. If the investment performs well, the death benefit amount may increase but can also decrease if the investment performs poorly.
How does cash value growth influence death benefit with variable life insurance policies near Parkland?
In Parkland, FL, the cash value growth of a variable life insurance policy can impact the death benefit in several ways. Depending on the policy, when the policyholder dies, the beneficiaries may receive the greater of the current cash value or the death benefit. Cash value can be used to purchase additional death benefit, pay premiums, or provide additional benefits, so as the cash value of the policy increases, the death benefit may increase as well over time. Additionally, depending on the structure of the policy, there may be cash-value guarantees, which can further increase the death benefit.
How can I monitor performance of my variable life insurance in Parkland?
You can track the investment performance of your variable life insurance in Parkland, FL by consulting your independent insurance adviser. They can provide you with up-to-date information about your policy, performance ratings, and recommendations for appropriate asset allocation and investment choices. Utilizing your adviser's expertise can help improve the success rate of your investment decisions and help you make informed choices with your variable life insurance. Your adviser's contact information will be listed on your insurance documents.
Can I use my Parkland variable life insurance policy for retirement savings?
Yes, variable life insurance can certainly be used as a retirement savings vehicle. In Parkland, FL, having variable life insurance in retirement savings allows you to access the money if needed while also providing a guaranteed death benefit for your beneficiaries. Furthermore, this type of insurance often allows you to defer taxes until the money is withdrawn, as well as actively allocate your funds in order to maximize returns. Additionally, if you are over age 59 ยฝ, you can withdraw funds and not incur any penalties, making it a very attractive option for those looking to save for retirement in Parkland, Florida.
What's the typical duration of terms with a Parkland variable life insurance company?
In Parkland, FL, the typical duration of a variable life insurance policy depends on the goals of the policyholder. Policy duration typically ranges from 10 to 30 years and can often be tailored to meet your specific needs. As a policyholder, you'll likely find the most flexibility with variable life insurance policies as you'll be able to customize your premium payments, benefit amount, and duration. It's important to note that variable life insurance policies are designed to help you reach a certain goal and if that goal isn't met in the specified timeframe the policy may not payout.
Compare Parkland, FL Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved