Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 South Salt Lake, UT Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in South Salt Lake, UT. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in South Salt Lake, UT.
Frequent Questions...
Individuals living in South Salt Lake, UT who have financial goals for their future should consider purchasing variable life insurance. This type of policy can be a reliable source of cash value accumulation, with the potential to earn a tax-deferred rate of return on the cash values. Variable life insurance provides death benefits to your designated beneficiary, as well as the ability to adjust the premium and death benefit over time. Being in control and flexible of your financial future is why variable life insurance can be a smart choice.
Do variable life insurance quotes in South Salt Lake come with a cash surrender value?
Yes, variable life insurance policies do have a cash surrender value in South Salt Lake, UT. This surrendered value is the amount you will receive from policy surrender at any given time. The cash surrender value is determined by subtracting any policy premiums, costs, and fees from the cash account balance value. Variable life insurance is permanent life insurance provides policies with a range of investment options which may increase the value of the policy over time.
How does the cash value work for a variable life insurance policy South Salt Lake?
In South Salt Lake, UT, variable life insurance policies are particularly useful for those planning for long-term retirement goals as they often contain a cash value component. This value is essentially a savings account within the policy that you can access at any time, subject to the conditions of the policy. Generally, withdrawals from the cash value will reduce the death benefit. The cash value is typically invested in different funds that allow you to earn market rates of return similar to other types of investments but with the protection of life insurance.
What fees are there with variable life insurance near South Salt Lake?
The fees associated with variable life insurance can vary depending on the provider and the location. In South Salt Lake, UT, variable life insurance may come with premiums, policy charges, and maintenance fees which are determined by the company you purchase the policy from. Generally, these fees will be subject to change in the future based on the stock market performance and other market conditions. It's important to research all potential fees associated with variable life insurance before purchasing the policy, so you can budget accordingly.
Is there a minimum guaranteed return with a variable life insurance quote South Salt Lake?
Variable life insurance policies offer a range of investment options which have the potential to grow over time, however there is no minimum guaranteed return. These policies can be beneficial for people living in South Salt Lake UT who are interested in a long-term investment with the potential for growth. The value of the policy will depend on the performance of the underlying investments in the account. To simplify the process, a financial adviser can help create a portfolio designed to meet the individual's goals and objectives.
Variable Life Insurance is uniquely beneficial to South Salt Lake residents because you can customize your policy to meet your individual needs and objectives. Variable Life Insurance allows you to control your death benefit together with an investment component so you can create the ultimate protection while growing your funds. You can also reduce or increase your premium payments as needed. Variable Life Insurance can allow for greater flexibility and control over your insurance needs rather than having to choose from pre-defined policy coverage limits. Variable Life Insurance offers you the ability to manage your assets and provides access to a wide range of advantageous money market funds and other investment options.
Do variable life insurance policies near South Salt Lake provide guarantees on returns?
Variable life insurance offers South Salt Lake, UT residents the opportunity to invest funds that may benefit from a variety of tax advantages associated with life insurance policies, however the returns are subject to market conditions and fluctuation. The policies do not guarantee any particular return on investment so it is important to be equipped with sufficient knowledge to make wise investment decisions and do ongoing monitoring to ensure the most profitable returns.
Can I change investment options for variable life insurance in South Salt Lake without tax effects?
Yes, you can switch between investment options without tax implications in South Salt Lake, UT. Most investment advisers suggest that this be done with caution and it is also important to keep in mind that rules on tax implications may vary state by state. If you switch investment options too often or your investments donβt perform as expected, a tax liability may occur. It is important to consult with an experienced professional who can help you make an informed choice and advise you on the likely tax implications of any investment decisions.
Is the cash value in my South Salt Lake variable life insurance policy safe from creditors?
In South Salt Lake, UT, cash values in variable life insurance policies are usually protected from creditors. Generally, this form of life insurance allows individuals to save money while also receiving benefits such as living, disability, and death benefits. The cash value is typically put into insurable contract forms such as stocks, bonds, and mutual funds. These funds are placed into a separate account that is separate and distinct from the assets of the policyholder, thus providing an added layer of protection. Furthermore, state and federal laws also provide specific guidelines for the protection of this cash value from creditors' claims.
What's the typical duration of terms with a South Salt Lake variable life insurance company?
The typical duration of a variable life insurance policy differs based on the needs of the policyholder. Typically, policyholders from South Salt Lake, UT opt for policies with a 15-20 year duration, providing flexible, long-term protection for their whole family. Variable life policies are tailored to fit your needs, so they generally offer higher flexibility than other life insurance policies. Many policyholders in South Salt Lake, UT have found that the variable duration ensures they can adjust their coverage in the years to come, as their life changes and evolves.
Compare South Salt Lake, UT Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved