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With PolicyHub you get to compare over 37 Southlake, TX Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
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Over 37 policy provider comparison.
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Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
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"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Southlake, TX. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
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Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Southlake, TX.
Frequent Questions...
Variable life insurance is different from other types of life insurance in that your premium payments are typically not fixed, but rather based on the market value of certain investments. In Southlake, TX, investors should expect their premiums to fluctuate depending on the underlying performance of their chosen investments. That means premium rates may rise or fall – sometimes drastically – depending on how the stock market behaves, so investors should be prepared for that when they choose a variable life insurance plan.
Can I cancel my policy after getting variable life insurance quotes in Southlake?
Yes, you can cancel your variable life insurance policy in Southlake, TX. It is best to contact the insurance company and/or agent directly to go through the procedure and find out the details such as any cancellation fees that may be applicable. In addition, you can also speak with a financial advisor to see if there are any options available for you before canceling your policy. You should consider the impacts of policies cancellation on you, such as tax implications, implications for key beneficiaries, and other future consequences before making your decision.
With a variable life insurance policy Southlake, can I decide where my premiums are invested?
Yes, if you purchase variable life insurance in Southlake, TX, you can choose where your premiums are invested. Depending on the type of variable life insurance policy, you may be able to allocate your premium payments between stock and bond funds and money market funds. You may also have the option to choose a specific manager for your investments. Ultimately, selecting where you invest your premiums is a major benefit of purchasing variable life insurance and will give policy owners additional control over their finances.
Is there a death benefit guarantee with variable life insurance near Southlake?
Yes, there is a guaranteed death benefit available with variable life insurance policies for Southlake, TX residents. The death benefit amount can be selected by the policyholder according to their individual needs and the death benefit will remain unchanged over the policy term. In addition, the death benefit may grow with investment growth within the policy, depending on the policy structure. For Southlake, TX residents, variable life insurance provides the opportunity to customize a policy according to their exact needs and budget while also gaining a guaranteed death benefit.
What happens if my variable life insurance quote Southlake underperforms?
If your chosen investments in Southlake, TX perform poorly, it is important to assess the reasons for the underperformance and take necessary measures to get back on track. It is recommended that you evaluate the quality of research, analysis, strategic decisions, and the progress of your investments on a regular basis in order to make sure they are meeting your financial goals. Working with a trusted financial advisor can help identify potential risks and provide insight and support in handling any issues with investments that have declined in value.
In Southlake, TX, there is no hard-and-fast age restriction when it comes to purchasing variable life insurance. Generally, though, applicants must be over 18 years of age to be eligible for a policy. Furthermore, most insurers will require the applicant to be within a specific age range if they're applying for a policy that involves substantial investments associated with it. Knowing this, it is important that prospective buyers should research the exact age requirements for the policy type they are interested in.
Can I upgrade variable life insurance policies near Southlake to another policy type?
Yes, you can upgrade your variable life insurance policy to another type of policy in Southlake, TX. You can do this by visiting one of our local financial advisors, who can review your policy and provide you with the best options for coverage in Southlake. Our advisors can look at the advantages and disadvantages of other policies and make sure that you receive the policy that best fits your individual needs. As you review your policy, you may come to the conclusion that another policy more closely reflects your current financial goals and lifestyle.
Does all variable life insurance in Southlake offer the same investments?
No, not all variable life insurance policies offer the same investment options. Each policy differs depending on the insurer and the specific policy selected. In Southlake, TX, companies like Farmers Insurance Group offer an array of variable life insurance policies that provide a variety of potential investment options. Each policy comes with different features, including the wide selection of alternative assets, annuities, mutual funds, exchange-traded funds and more that a policy holder can use to choose investments. Ultimately, it's important to understand the specifics of a policy before taking advantage of its investment options.
Is the cash value in my Southlake variable life insurance policy safe from creditors?
Yes, the cash value in variable life insurance policies in Southlake, TX is protected from creditors. Texas is a "creditor-protection state" meaning that regardless of any creditors you may have, your cash value will be secured from them. Qualified life insurance policies issued in Texas are entitled to special protection from creditors under Texas state law, so you can have peace of mind knowing that your insurance investment is safe. Additionally, life insurance is also exempt from federal taxes so you can save even more money.
Can I convert from term life insurance with a Southlake variable life insurance company?
Yes, it is possible to convert your term life insurance to variable life insurance in Southlake, TX. However, there can be factors that determine your eligibility and whether it's the right option for you. Depending on the insurance company, such a conversion could incur a fee or have a limited time period to make the change. Additionally, it's important to consider if the variable life insurance offers enough coverage to meet your needs. It's wise to consult a qualified insurance professional in Southlake, TX for a tailored recommendation.
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