Compare over 37 Variable Life Insurance policies in as little as 15 minutes.
With PolicyHub you get to compare over 37 Hurst, TX Variable Life Insurance policy providers in as little as 15 minutes. Save time. Save big. Get started now.
Find the perfect plan from over 37 providers
Your one-stop-shop to compare all the rates, all at once.
With PolicyHub you get:
Over 37 policy provider comparison.
Explore multiple policies from all the leading insurers and choose the one that fits your needs.
Locked in rate discount and exclusive deals.
Benefit from exclusive deals offered only to residents of your state, and lock in huge rate discounts.
Customized policies just for you.
Our team tailors policies to your unique needs, meaning optimal coverage at competitive rates.
"I was totally lost trying to find the right Variable Life Insurance until I found PolicyHub. I was able to work with a licensed agent to compare all my options all at one. I got the perfect plan for me at a cheaper rate than I expected."
Barbara Winters
Policy Holder
ATTN: 2024 Variable Life Insurance rates just released!
Get the latest Variable Life Insurance rates for 2024 and lock in your policy today! Get started comparing policies right now.
Get the Variable Life Insurance plan with the cheapest rates in 3 easy steps.
Done in 3 easy steps
Step 1
Tell us about yourself.
Finding the perfect life insurance policy starts with answering a few questions to help us serve you better.
Step 2
Compare rates & plans.
Discuss your options with a licensed insurance agent. Compare plans to find the best policy & cheapest rates.
Step 3
Lock in cheap rates.
Secure the lowest rates and lock in the perfect life insurance policy for you and your family.
"I lost hope trying to find a Variable Life Insurance policy that wasn't insanely expensive. Thankfully PolicyHub helped me find the perfect policy that is affordable with high coverage. Thank you!"
Bill Barton
Policy Holder
PolicyHub is the smartest way to protect the people that matter most.
Safeguard Your Family
Variable Life Insurance means safeguarding your family in a worst-case scenario. Don't risk it.
Gain Peace of Mind
Far too many Americans are financially blindsided by the death of a loved one. But not your family.
Protect Your Business
Protect your business by ensuring a smooth transition of ownership with the right life insurance.
Beat Estate Taxes
Inheritance or estate taxes is burdensome for your heirs. A life insurance policy can help.
Invest in Your Future
For less than $1 per day, you can make a huge contribution to your family's financial safety.
Build Your Legacy
Through a life insurance policy, you can leave behind a legacy for your loved ones.
Get started in less than 15 minutes.
With PolicyHub getting started is easy. Compare all the Variable Life Insurance rates from all the providers in Hurst, TX. Get started in under 15 minutes.
All your Variable Life Insurance needs in one place.
Variable Life Insurance is a type of insurance that combines the features of protection and investment. It isn't just about securing your family's future; it's also a way to grow your wealth. While it offers a death benefit similar to traditional life insurance, a part of your premium goes into investments, offering a chance for your money to grow over time.
This insurance has two main components. The first is the death benefit. If you pass away, your family receives a set amount to financially support them. The second part is the cash value. This is the investment portion. You can choose from a variety of funds provided by the insurance company. As the value of these investments goes up or down, so does the cash value of your policy.
One subtype of variable life insurance is called variable universal life insurance. You can adjust your premium and death benefit as your financial needs change. And just like with Variable Life Insurance, a portion of your premium goes into investment funds. This policy offers both the security of life insurance and the growth potential of investment. It's all about giving you the choices and control over your financial strategy.
Save time and get the best Variable Life Insurance policy with the cheapest rates. Guaranteed.
![]() |
Option 1 | Option 2 | ||
---|---|---|---|---|
100% Digital | ||||
Licensed Agents | ||||
Expert Support | ||||
Get Started in 15 minutes | ||||
Decades of Experience | ||||
Compare 37+ Providers | ||||
Zero Hidden Costs | ||||
Top Insurance Providers |
Real PolicyHub testimonials...
"I knew I needed Variable Life Insurance but I didn't know where to go. I talked with a few other companies but the cost was outrageous. I found PolicyHub and found the perfect plan for me at an affordable cost."
Wendy Smith
Policy Holder
Get matched with a 5-Star Variable Life Insurance agent.
Roy Stephens
Variable Life Insurance agent
Roy Stephens is a Variable Life Insurance agent licensed in your state.
Mark Sidway
Variable Life Insurance agent
Mark Sidway is a Variable Life Insurance agent licensed in your state.
Cale Reeves
Variable Life Insurance agent
Cale Reeves is a Variable Life Insurance agent licensed in your state.
"I was searching for Variable Life Insurance but quickly found out that everyone was trying to sell me on policies I didn't need. Thankfully I found PolicyHub and get the cheapest rates and the right policy."
Nicole Nielson
Policy Holder
Introducing PolicyHub Price Match Guarantee
Our priority is to save you money while getting you the right coverage. If you find a lower rate for a similar policy anywhere else, we'll match it! With PolicyHub, you can rest assured knowing you're getting the best price for Variable Life Insurance in Hurst, TX.
Frequent Questions...
Variable life insurance policies are attractive to Houston, TX residents because of their flexibility. Unlike other life insurance policies, variable plans allow policyholders to allocate the premium payments towards different investment options, allowing them to diversify their investments while protecting their loved ones financially with the life insurance coverage. Variable policies can also offer tax advantages to help policyholders reduce the impact of estate taxes, and Houston residents may also enjoy having flexibility and control to determine how much of their death benefit should be used for retirement planning or other investments.
Can I cancel my policy after getting variable life insurance quotes in Hurst?
Yes, you can cancel your variable life insurance policy. If you reside in Hurst, TX, the cancellation process ultimately depends on your specific policy but can typically be facilitated through your broker or an agent from the insurer. Before cancelling, we advise that you speak with an insurance specialist about any potential hidden costs or penalties due to early cancellation. You should also familiarize yourself with the relevant details of your policy, such as the duration and terms of your coverage.
With a variable life insurance policy Hurst, can I decide where my premiums are invested?
At Hurst, TX's very own D&D Insurance Agency, variable life insurance policies provide you the opportunity to select where you would like to truly make your money work for you. You can select your own investments from among a variety of portfolios to better suit your comfort level and financial goals. Whether you choose to invest in stocks, bonds, money markets, or mutual funds, you can tailor your portfolio to your personal needs. At D&D Insurance Agency in Hurst, TX, you have the flexibility to allocate your premium payments to different investments in order to maximize your returns.
Is there a death benefit guarantee with variable life insurance near Hurst?
Variable life insurance is an attractive choice for many in the Hurst, TX area as it offers flexible premium payments, as well as potential for higher returns. That being said, it doesn't typically include a guaranteed death benefit. However, you can opt for additional protection by purchasing an optional annuity or rider. By doing so, you could secure a death benefit guarantee, tailored to better meet your specific needs and goals. In that way you can leave a secure financial legacy for years to come.
Can I include riders in my variable life insurance quote Hurst?
Yes, you can add riders to a variable life insurance policy in Hurst, TX. Riders are additional features that you can add to your policy to provide enhanced protection and other services. Examples of riders include waiver of premium, an accident trigger, children's term rider, accelerated death benefit, long-term care rider and more. It is important that you discuss with your insurance provider which riders are available and the additional cost associated with each rider. Your insurance provider can also help determine which riders would best suit your needs.
Yes, there are limitations on fund transfers within the policy in Hurst, TX. Areas serviced by the Hurst Police Department might have specific restrictions, but typically transfers out of Hurst are limited to a maximum of $2,000 per day and $50,000 per month. Transfers between accounts, operated by the same person or legal entity, within a financial institution are generally unrestricted. Transfers are also capped to a limit of $10,000 for a single recipient in any 24-hour period and up to $20,000 total per month for any single recipient.
Can I direct specific investment strategies for variable life insurance policies near Hurst?
In Hurst, TX policyholders can influence the investment strategies used for any cash value they have in their policy. However, in accordance with various laws and regulations, policyholders cannot dictate specific investment strategies for the cash value. While policyholders for life insurance policies may be able to change their investments within their policy, the final investments selections must be determined by the insurance company. All investment strategies chosen for a policyholder must be in compliance with applicable state and federal laws.
How can I monitor performance of my variable life insurance in Hurst?
At Hurst Financial Planning, we understand the importance of tracking the performance of your variable life insurance investments. We can provide our Hurst, TX clients with specific guidance and assistance in understanding their investments, as well as generate performance reports that include current value, gain/loss, and a comparison against the S&P 500. Additionally, we have a variety of tools available to monitor your investments and alert you to changes in real-time. With our experienced team and dedicated services, we can help you maximize the returns on your variable life insurance investments.
How does my Hurst variable life insurance policy handle loan interest?
In Hurst, TX, the policy loan interest in a variable life insurance plan is treated as part of the policyholder's taxable income. This means that the annual amount due on the loan plus the annual interest rate will be listed on a 1099-INT form and reported to the IRS. It's important to note that any policy loan interest added to the insurance policy premiums will generally be taxed the same year they're paid.
Can I convert from term life insurance with a Hurst variable life insurance company?
The answer to the question of whether you can convert your term life insurance to variable life insurance depends on your situation. If you're located in Hurst, TX, it's best to contact a local insurance agent for specific advice tailored to your needs. Your insurance agent or a financial professional can provide you with more information about the differences between the two types of products, as well as whether it makes sense for you to switch to variable life insurance. They will also be able to advise how any changes may affect any existing policies that you have.
Compare Hurst, TX Variable Life Insurance Policies
Get started today and compare over 37 Variable Life Insurance providers in as little as 15 minutes.
© 2024 PolicyHub - all rights reserved